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Health

Is Medicare Mandatory?

is medicare mandatory

There are two sides to the question, “is Medicare mandatory?” Depending on your age and employment status, it is entirely up to you whether or not you enroll. However, if you are already receiving Social Security benefits, Railroad Retirement Board, or other creditable coverage, you are automatically enrolled in Original Medicare. This is the most comprehensive health insurance coverage available to all Americans. However, if you don’t qualify, you can delay enrolling in Medicare Part B. More info – www.thefrugaltoad.com/personalfinance/is-medicare-mandatory

You Might End Up With Financial Penalties If You Don’t

If you don’t want to sign up for Medicare, you can postpone enrolling until you have other health insurance coverage. However, you should understand the penalty for delaying enrollment and the restrictions that come with that. Some retiree plans don’t cover the cost of Medicare if you are not enrolled, and other insurance plans may not cover the cost of your unregistered Medicare. Moreover, if you are still healthy and have a job, you may want to continue your current health insurance plan and keep your contributions to your health savings account.

You may also delay enrollment if you have other insurance coverage. You may be eligible for Medicare Part A coverage if you work at an employer who offers Group Health Insurance. Part D coverage, however, is not mandatory. However, there are penalties if you wait until the next open enrollment period to sign up. Delaying your enrollment can lead to higher premiums. Further, you may want to consider whether you are eligible for Part B coverage if you have other health insurance, like a spouse or child.

Health

Philadelphia Orthodontist

Dr. Andrew Appel is a leading Orthodontist Philadelphia, having joined the practice in July 2013. He is the youngest orthodontist in the office and has been a member of the practice for over 40 years. He received his undergraduate degree from the University of Pennsylvania and graduated from the Temple University Kornberg School of Dentistry, where he was elected to the honor society Omicron Kappa Upsilon. He has also received a certificate in orthodontics from Tufts University School of Dental Medicine in Boston. He enjoys hiking in the national parks and dining in the city of Philadelphia.

Winning Tactics For Philadelphia Orthodontist

Dr. Appel has been practicing orthodontics in Philadelphia since 1978. He is a dual Ivy-league-trained orthodontist and is also a clinical instructor at the University of Pennsylvania. He is dedicated to teaching future orthodontists how to improve the smiles of their patients. He offers free consultations and has two convenient locations in Cherry Hill and downtown Philadelphia. During his consultation, you will receive a comprehensive treatment plan tailored to your unique needs and goals.

Dr. Appel is a board-certified and dual-Ivy-league qualified orthodontist who practices in the city. He is the founder of Center City Orthodontics and a member of the American Association of Orthodontists and the Middle Atlantic Society of Orthodontists. He has been in practice for over 10 years and is a part of the University of Pennsylvania’s residency program. He provides personalized, comprehensive treatment plans for all of his patients. The practice has locations in downtown Philadelphia, Cherry Hill, and University of Pennsylvania.